Our client services are free. Insurance Financial Solutions has signed contracts with insurance companies from which it collects a brokerage commission. Therefore, this service is paid for by the insurance company, not the client.

It is necessary to sign a brokerage agreement and a power of attorney by which the client authorizes us to request offers on the client's behalf in order to conclude an insurance contract. Of course, the documentation is given to the client for inspection and adjusted to the client's needs. It is important to note that if the client wishes to terminate the contract, the client can do so without any legal consequences.

They don't have. The insurance offers of different insurance companies differ both in the scope and type of coverage, as well as in the amount of the premium. Each insurance company has its own unique premium calculation, as well as unique general and additional insurance terms and conditions.

That is why it is desirable to have an insurance broker who will know the conditions of all insurance companies and point out to the client the existing differences and advantages of some and the disadvantages of other conditions.

The provision that the broker contracts with the insurance company is that the insurance premium, which is offered in response to a specific client's request, cannot be higher than the independently given offer of the insurance company if the client were to contact them directly.

Yes, the obligation of the insurance broker is to help the client in making claims for compensation and to offer advisory and other assistance.

A policy is a document that confirms that an insurance contract has been concluded.

The insurance company with which the insurance contract is concluded is the insurer. It is a legal entity that assumes the risk of damage or destruction of things, the risk of premature death in case of personal insurance and other risks. That is why the insurer is called a professional risk bearer.

The insured is an individual or a legal entity which concludes an insurance contract, thereby protecting themselves from unwanted risks. The insured does not have to be the policyholder. The policy holder is the person who concludes the insurance contract at the request of the insured and on behalf of the insured.

The premium is the amount of money that the policyholder, that is, the insured, is obliged to pay to the insurer for the purpose of insurance as security against a certain risk.

In some cases there is posibility to have better offer compared to the last year.