Everyone who carefully plans their future and takes care of their property will choose the appropriate type of property insurance. Below we explain some of the most common types of property insurance.

1. Combined home and contents insurance

Combined home and contents insurance covers against:

• Burglary and robbery
• Structural part of the home with belonging fixtures
• Movables in the home (furniture, appliances), owned by you

• Glass on doors and windows
• Water spillage
• Liability for damage cause to third parties and their belongings.

Inhabited as well as uninhabited apartments can be insured, and common premises can be insured, e.g. in an apartment building (an additional premium is paid in such cases).

2. Earthquake insurance

Considering that Montenegro is an earthquake prone area, a large number of citizens are rightly interested in insurance against the consequences of an earthquake. The consequences of this accident are very big; it is about possible major material damages that are sometimes impossible to avoid, so interest in this type of insurance is expected.

Earthquake insurance can cover buildings and movables. Earthquake insurance is also taken as additional insurance.

Burglary and robbery insurance

3. Burglary and robbery insurance covers damage in cases where insured items are taken away or damaged/destroyed during burglary and theft. Burglary and robbery include cases when the perpetrator breaks into the premises where the insured items are located by breaking doors or windows or any part of the insured area or when the insured place is opened with a fake key or other means, etc.

Other property insurance

At the client's request, various property insurance policies can be created, such as fire insurance, glass breakage insurance, goods insurance, insurance for equipment, machines, computers, leased equipment, valuable musical instruments, tourist apartments and other facilities, etc.