It is in human nature that, only when a certain event happens, we ask "what would happen if it happened". It is not for nothing that it is said that people only fully realize the value of something when they lose it.
You have decided to insure yourself, your property or your company. However, you are not sure what should be insured. Is a particular insurance adequate and does it cover all the necessary risks? What should you pay special attention to? Do all insurance companies cover the same risks? Does the cheapest offer mean the best?