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 PREPOZNAJTE VELIKO DOK JE JOŠ MALO

RECOGNIZE THE BIG ONE(RISK) WHILE IT IS STILL SMALL

„Prepoznajte veliko dok je još malo.“ – Sun Tzu

Life is full of risks. Work too. Since the beginning of the establishment of the company, we have been facing risks that can threaten the existence and business. No matter how big and strong we are, there are risks. And they are usually the biggest when we don't recognize them, when we think they won't or can't happen to us.

No one wants to lose everything they've spent years creating because of a fire, theft, or overturned truckload of valuable goods.

Recognizing risk is difficult, and when it occurs, it carries a high price. It is wrong to think that it only happens to others, that we are special and different.

It is clear that we cannot fully control and prevent events such as accidents, damages, floods, fires, thefts, injuries and illnesses. What we can do is to reduce their negative consequences and damages when they happen.

When everything is good and we are busy with other jobs, insurance is not at the top of our priorities. Sometimes we don't even have enough knowledge to insure ourselves against risks in the best way. However, it is important to know what to do, and do it.

The majority of Montenegrin companies are not aware that they can insure their business facilities and supplies with a policy against numerous risks: fire, lightning strikes, riots and demonstrations, natural disasters such as storms, earthquakes and floods, water spills from installations, broken glass, burglary and robberies as well as vandalism. Both equipment and furniture can be insured against all these risks. Business and commercial vehicles, means of transport and various machinery can also be insured. In the case of well contracted insurance, if some of the risks materialize, the insurance can cover and recover part of the lost profit and fixed costs that exist despite the occurrence of the damage.

The work and success of every company is based on people. That is why it is of great importance that the company insures its employees against the consequences of an accident as well as additional risks, surgical interventions and serious illnesses. Caring for your employees will be reflected in their attitude towards work and the company.

Employee and property insurance is increasingly recognized as both a necessity and a need. However, those who analyse the risks more seriously are increasingly insured against damage that their company may cause to third parties. It is not only a matter of good business practice, but also of reputation and the potential costs that the lack of this insurance causes. That is why the third party liability policy is increasingly an integral part of the company's overall insurance.

Well contracted insurance means less risk and less worry. At the same time, it means a higher probability of long-term sustainability and a healthy future for the company. And also the possibility for the company to devote itself to its most important activities, creating new values and increasing performance.

Finding the best insurance coverage takes time and insurance knowledge. In developed markets, and increasingly in Montenegro, the role of specialized companies that provide support in insurance contracting and claims collection is recognized. Thus, an insurance policy created exclusively according to your needs in the event of a loss event enables a painless and quick return to regular business activities.

Finding the best insurance coverage takes time and insurance knowledge. In developed markets, and increasingly in Montenegro, the role of specialized companies that provide support in insurance contracting and claims collection is recognized. Thus, an insurance policy created exclusively according to your needs in the event of a loss event enables a painless and quick return to regular business activities.

IFS is a company that is based on the knowledge, long-term experience of its employees in the field of insurance and care for its clients. By entrusting the care of insurance to the IFS team, you reduce business risks, save your own time and resources, and get a partner who has the knowledge, resources and capacity to help you.

The IFS team is able to arrange for you the highest quality and most favourable protection against a loss event. If you want security and a sustainable future for your company, then IFS is your long-term partner.

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